Home Loan


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Buying a home is a big step. It is a source of anxiety, frustration and a huge sense of accomplishment. With the zooming property rates, it is difficult to buy a home through our savings entirely. Almost all of us have to avail of a home loan. Buying a home is one of the biggest financial investments you may make in your lifetime, and that’s not just because of the sentimental value. The sum that most of us sink into our home does make it the largest component of our investment portfolio. 

Advantages of Taking a Home Loan 

  • A home loan is possibly the biggest tax-saving instrument, thanks to a number of tax deductions available. Even if you are capable of buying a home using your own fund, you may still want to avail of a loan facility to save on taxes. 
  • When you face a liquidity crunch and are forced to take a financing facility like a personal loan or a collateralised loan, it may cost you much more in interest compared to your home loan interest amount. 
  • As rent in metro cities is quite high they put a strain on your monthly budget. It is better to pay the EMIs and own a house.
  • Paying off your EMIs (equated monthly instalments) on a home loan is a great way to improve your credit score and creditworthiness. If you have a good record on your loan, it becomes easy for you to finance other purchases like car loans or your child’s student loan. 

Home Loan

A loan, when managed well, is the biggest realizer of our dreams. And when it comes to a life goal as significant as buying a home, a home loan is a tool that benefits countless people. 

At Ensure Mortgage, we understand the psychological stress that comes with a loan. That is why we want to make the entire process easy for you. We will find you a suitable lender who is willing to give the best possible interest rates, we will help you compile all the necessary documents, we will consult you with your options, and the home loan process will be seamless. 

Home loans can cause you to be less spend-thrift. For those who splurge a lot and often go on foreign/domestic trips and enjoy spending money, a home loan EMI is a responsibility. Since a portion of their budget will be always used for EMI payment, their budget will have to streamline. If you have a tight budget, use the loan calculator to find out the EMI you will be able to afford. Call us or Contact us for more info.